Property Purchase in Italy

Property purchase in Italy

Property Purchase in Italy

What you need to know before committing to a property purchase in Italy.

Buying a property today is not one of the easiest things to do especially if you are a foreigner buying in a unknown Country.

However some initial advice might help you to commit to a safer purchase:

  • Finding the right property. Depending on the reason for which you are interested in a property purchase in Italy – for investment or personal use – you need to see what the market offers and be informed about the values of the properties around the area in which you wish to purchase. You need a surveyor who does not have any personal interest in the transaction and who can give you a valuation of the property.
  • Paying the deposit. Before paying any deposit you need to sign a contract which protects your interests, a standard contract sometimes does not protect the buyer in case some “hidden” problems arise after the payment of a deposit. This might make you to lose your deposit (usually at least 10% of the purchase price)
  • Signing a binding agreement. As stated above, signing a binding agreement is a way to secure the property which you wish to purchase. However this can be a double edged weapon as you will oblige yourself from paying the balance once all the requirements will be fulfilled. If among those requirements are not listed the ones that protect your interest you will be asked to pay the balance despite you do no longer wish to go ahead due to some “situations” which you came to know after the first deposit payment.
  • Type of contract to sign. In Italy a preliminary contract is usually signed from both parties once they decide they want to commit to a sale and if the sale will not take place immediately. In this case you need to know if it is best for you to register the contract, when to register it and how to register it. There is a huge difference between a registered contract called “Preliminare Registrato” and a “Preliminare Trascritto”. This last type of registration protects the buyer’s right before third parties as well whilst the “Preliminare Registrato” is valid only between parties and not necessarily before third parties, it is less expensive and it is used in specific cases.
  • Final deed of sale. During the meeting before the Notary for the signature of the final deed of sale, you need to understand the content of the deed itself in all its parties especially but not limited to the tax benefits if any. It is not rare, in fact, that a purchaser receives a letter from the revenue office stating that he needs to pay a large amount of taxes due to what he declared in the deed.

All the above situation and issues can be avoided with the help of an expert lawyer. Boccadutri real estate Lawyers will be more than pleased to accompany you onto a safe transaction, with no risks to regret your investment.

For more information or an initial discussion about the benefits of buying a new property in Italy, please complete the on-line enquiry form here

Read our article on the Real Estate in Italy“.

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